Financing with Our Dealership

Fairmont Ford takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget. 

Lori has 31 years of experience helping people achieve their new vehicle dreams. Come and see what she can do for you. We're eager to provide financing for your new or used vehicle.  

Fairmont Ford has strong established relationships with numerous banks to help secure an auto loan for you. Low interest rates are available now so fill out a credit application or call for more information.

Are you looking to keep your new car looking like new?  We now offer ExoGloss Superior Protection.  ExoGloss keeps your car looking like new with a protective layer over the paint.  This protective layer guards against the sun, road salt, hard water etching, oxidation, and much more. Come down and see us about specific coverages.  ExoGloss has interior coverage as well.  Protect your car against food stains, kid stains, and pet stains.  Make sure to ask about ExoGloss when signing out on your new vehicle. 

Put your mind at ease when buying your vehicle and add a service contract.  Service contracts give you peace of mind, so if you have a mechanical breakdown a small deductible will cover you.  It is like car insurance for your engine.

Start Your Application Today!

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

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Should You Lease Your New Fairmont Ford Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Fairmont Ford can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?


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Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Fairmont Ford

    700 East Blue Earth Avenue
    Fairmont, MN 56031

    • Sales: (507) 235-6681
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Get in Touch

  • Contact our Sales Department at: (507) 235-6681
  • Monday8am-7pm
  • Tuesday8am-5:30pm
  • Wednesday8am-5:30pm
  • Thursday8am-5:30pm
  • Friday8am-5:30pm
  • Saturday9am-1pm
  • SundayClosed